Now that Christmas celebrations are over and the dust has settled, millions of people around the world are holding the number one gift for this holiday season. A plastic gift card is once again the top gift that will be purchased for loved ones and friends. A market research company, called Tower Group states gift cards this year will approach $97 billion dollars in sales trumping the 2006 figure of $83 billion in sales.
While these numbers are staggering, there is another number that retailers and gift card providers would prefer you didn’t know about. The industry term for this hush hush secret of the gift card industry is breakage. Breakage is the free money that retailers get when gift cards go unused or underused.
Breakage is expected to hit $7.8 billion this year according to Tower Group, the market research company that studies the gift card industry. The number was surprisingly higher last year at $8 billion in lost or unused value on the cards. Consumers are starting to become more aware of the strict terms and conditions that go along with the gift cards. By becoming more aware, consumers are taking action and either using their gift cards before fees and expirations, selling them at gift card exchange websites or the most common marketplace to sell unwanted items, eBay.
An article over at The Bachelor Guy covers three top places people can turn to when selling their gift cards. If an exchange or selling solution isn’t used the cards should always be used as soon as possible. Many states are trying to ensure that gift cards do not have expiration dates anymore, but this still hasn’t stopped relentless fees from eating away the balance of cards. Fees can be a mere $2.50 a month or can even be a percentage of the balance of the gift card every month. These fees are typically labeled as administration and service fees. Mainstream retailers like Target and Wal-Mart do not use expiration dates or fees on their gift cards. This should help people realize these places are the safest to get cards from if they want to ensure recipients don’t end up with a worthless gift.
An interesting money grab is developing in state budgets to take advantage of unused amounts on gift cards. Gift cards are always anonymous as they are purchased without assigning ownership to the recipient. This throws a wrench in a law called escheatment that would normally allow states to control the unused money in certain circumstances. This isn’t stopping the state of Maine however, as they are pushing to take nearly 60% of the unused amount of gift cards in their state.
A detailed account of new state practices applying unclaimed property laws can be found on CNBC here. It’s estimated that over 30 states are implementing unclaimed property laws to take away as much as 60% of the $7.8 billion dollars this year hanging on retailers balance sheets. Maine has went as far as sending out notification letters to 40 big retailers in the state letting them know they owe the state a big check.
Most big retailers are just simply ignoring the state requests for payment of the elusive breakage jackpot sitting on balance sheets. It’s possible that Maine could sue the stores if they don’t pay up. Currently it looks like the state is taking a wait and see approach to see if stores change their mind on whether they’ll pay up or not.
An obvious problem to states requesting payment for unused money on gift cards is which state is actually owed money from the unused the gift card. If someone purchases a gift card in Florida and gives the gift card to a recipient in California but they use it in Nevada it’s hard to figure out which state is owed any unused funds on the gift card. This could send the decision making to the federal government to give them one more thing to control in our financial lives.
An easy solution to all these woes is cold hard cash. While inflation is inescapable a recipient will always find the same amount they were given originally for their gift. Some still feel that this removes that thoughtful aspect that is obtained by saying, this store seems to fit your personality. A real gift also seems to alleviate any problems with losing a value. The only problem your faced with then is if the gift recipient thinks your a lousy gift chooser. If you just want to go by what your mom always told you however, it’s that thought that counts, not the gift!
aricle source :http://businessshrink.biz/psychologyofbusiness/2007/12/29/gift-cards-the-gift-that-keeps-on-taking/
Sunday, July 19, 2009
The Best Christmas Gift Ideas
Each year it becomes more difficult to find interesting Christmas gift ideas. Finding that perfect gift for a loved one or friend seams easy at first, then when the time comes to start shopping you find yourself stuck trying to find the perfect Christmas gift idea. I hope in this article that it will help you come up with a few great ideas.
The best place to look for some a great Christmas gift idea is of course the internet. Just do a search for the person you are looking to buy for (Christmas gift ideas for men, women, children, boss, etc.) and you will come across a great many ideas to get you started. This should be your starting point and should give you some ideas that will get your mind thinking of just the right Christmas gift.
For men some of the top gift ideas will always be electronics. Think GPS, Ipod, any kind of gadget will usually do the trick. Most men will not buy these items for themselves but love to have them. If the person you are shopping for is into sports then this can be the easiest of all people to buy for. If they golf you can get them greens fees at a nice golf course, or if they are into baseball, football or hockey you can get them tickets to a game. That should do it for just about any man you are looking to find a great Christmas gift idea for.
If you're looking for a gift idea for a woman, it can be a little bit harder to find that perfect gift. On the top of most women’s list is jewelry, you can almost never go wrong with jewelry. You can also find out what type of books they like to read and get the latest one. Or buy them a gift card to the local book store. If you want to hit a home run with a Christmas gift idea then always get chocolate to go along with the gift. Even if you missed on the main gift all will be forgiven when they see that candy.
Finding that latest and greatest toy for children can be just as hard. With clothes and toys going in and out of style so fast it's hard for grownups to figure out what's in and out. And if you have ever given a gift to a child you will find out in a hurry just how much they like or dislike your gift. Jump on the internet and do a search for Christmas gift ideas for children and do your research. You can find out what is hot and what is not real fast. And you may even find the next great toy. For girls you usually can't go wrong with Barbie for the younger ones and an Ipod for the older ones. As for the older boys you can stick with an Ipod too, the younger ones are the tough ones. Getting them something they can build with is always a safe bet.
I hope that these ideas will help you on your search for a great Christmas gift idea. Make sure you write your gift ideas down as you are doing your research. It's always tough when you figure out three or four things you want to buy and then when you get to the store and can't remember them, trust me I have been there and done that. Keeping notes can save you some aggravation and time making a second trip to the mall.
Here are some great Family Christmas Gifts and a guy's Holiday Gift Guide for women
The best place to look for some a great Christmas gift idea is of course the internet. Just do a search for the person you are looking to buy for (Christmas gift ideas for men, women, children, boss, etc.) and you will come across a great many ideas to get you started. This should be your starting point and should give you some ideas that will get your mind thinking of just the right Christmas gift.
For men some of the top gift ideas will always be electronics. Think GPS, Ipod, any kind of gadget will usually do the trick. Most men will not buy these items for themselves but love to have them. If the person you are shopping for is into sports then this can be the easiest of all people to buy for. If they golf you can get them greens fees at a nice golf course, or if they are into baseball, football or hockey you can get them tickets to a game. That should do it for just about any man you are looking to find a great Christmas gift idea for.
If you're looking for a gift idea for a woman, it can be a little bit harder to find that perfect gift. On the top of most women’s list is jewelry, you can almost never go wrong with jewelry. You can also find out what type of books they like to read and get the latest one. Or buy them a gift card to the local book store. If you want to hit a home run with a Christmas gift idea then always get chocolate to go along with the gift. Even if you missed on the main gift all will be forgiven when they see that candy.
Finding that latest and greatest toy for children can be just as hard. With clothes and toys going in and out of style so fast it's hard for grownups to figure out what's in and out. And if you have ever given a gift to a child you will find out in a hurry just how much they like or dislike your gift. Jump on the internet and do a search for Christmas gift ideas for children and do your research. You can find out what is hot and what is not real fast. And you may even find the next great toy. For girls you usually can't go wrong with Barbie for the younger ones and an Ipod for the older ones. As for the older boys you can stick with an Ipod too, the younger ones are the tough ones. Getting them something they can build with is always a safe bet.
I hope that these ideas will help you on your search for a great Christmas gift idea. Make sure you write your gift ideas down as you are doing your research. It's always tough when you figure out three or four things you want to buy and then when you get to the store and can't remember them, trust me I have been there and done that. Keeping notes can save you some aggravation and time making a second trip to the mall.
Here are some great Family Christmas Gifts and a guy's Holiday Gift Guide for women
Earn Online Surveys - How to Earn Cash With Online Surveys
With the economy in the dumps and not getting better anytime soon, there are many people looking for good ways to earn extra money. Do you need a few hundred extra each month? What about a thousand dollars a week?
You can make this type of money pretty easily by using online surveys. Earning with online surveys is an easy way to make some good extra money or you can make it a full time job. Here is what you need to know about how to earn online surveys cash.
First, you have to know that if you join a survey network your chances of actually making money are much better than just counting on free surveys. You will not be taking a survey for $5 or for a chance to win money with a survey network. Plus you will have surveys to take on a regular basis.
There are quite a few different paid survey networks out there and it will only be a small investment to get you started. You can make your money back within an hour if you get right to taking surveys. Then, everything else is your profit from there.
Second, you should know why the paid networks are so much better. Sure there are small companies that need surveys done, but they are the ones that cannot afford to just pay cash or give out gift cards for taking a survey. They are the ones that give you a lotto ticket to enter a drawing or something of that nature.
The larger corporations like Coke and Pepsi will use the paid networks and pay between $20 and $100 for you to take a survey. This is all depending on the length of the survey and the information they are after. This is why the paid networks are the only way to go.
Last, could you imagine paying under $50 to join a paid survey network, then you earn online surveys cash of between $25 and $90 per hour? Most people would be able to live very comfortably off of taking surveys for a few hours a day at that rate. This is very possible.
There have been some that can make nearly a six figure income from taking surveys and you can be one of them. There is a lot of money out there to be had and you might as well get some of it by taking online surveys. What else are you going to do with your free time?
Click Here to gain access to the Top Online Survey Network and start making money Today!
Click Here to gain access to the Top Online Survey Network and start making money Today!
You can make this type of money pretty easily by using online surveys. Earning with online surveys is an easy way to make some good extra money or you can make it a full time job. Here is what you need to know about how to earn online surveys cash.
First, you have to know that if you join a survey network your chances of actually making money are much better than just counting on free surveys. You will not be taking a survey for $5 or for a chance to win money with a survey network. Plus you will have surveys to take on a regular basis.
There are quite a few different paid survey networks out there and it will only be a small investment to get you started. You can make your money back within an hour if you get right to taking surveys. Then, everything else is your profit from there.
Second, you should know why the paid networks are so much better. Sure there are small companies that need surveys done, but they are the ones that cannot afford to just pay cash or give out gift cards for taking a survey. They are the ones that give you a lotto ticket to enter a drawing or something of that nature.
The larger corporations like Coke and Pepsi will use the paid networks and pay between $20 and $100 for you to take a survey. This is all depending on the length of the survey and the information they are after. This is why the paid networks are the only way to go.
Last, could you imagine paying under $50 to join a paid survey network, then you earn online surveys cash of between $25 and $90 per hour? Most people would be able to live very comfortably off of taking surveys for a few hours a day at that rate. This is very possible.
There have been some that can make nearly a six figure income from taking surveys and you can be one of them. There is a lot of money out there to be had and you might as well get some of it by taking online surveys. What else are you going to do with your free time?
Click Here to gain access to the Top Online Survey Network and start making money Today!
Click Here to gain access to the Top Online Survey Network and start making money Today!
Paid To Take Survey - Do you Need to Make Some Extra Cash?
With everybody starting to get laid off or lose their jobs there are a lot of people looking for a way to make some extra cash to help them get by in this tough economy. There will be jobs available again at some point, but it is best that you find a way to make money right now and you can do that by getting paid to take surveys. Here is how it works.
First, let me tell you that some people have been making as much as $90 an hour and most of the average survey takers that I know make at least $60 - $80 a day for about 3 to 4 hours of work. This is pretty good considering the time and effort you will be putting in. Plus it will at least be enough to help you survive until you can get your job back or can find a new one.
Second, you need to know that if you decide to use a free paid to take survey network, then you will be missing out because these are the types of surveys that might give you a gift card if you are lucky. More likely they will enter you into a drawing for a cash prize with about a million other people. It will be about like playing the lottery.
Third, there is a better way and even though money is tight you need to invest the $40 to $75 to join a paid survey network that has surveys for you to take and pay cash. The best part it most of these networks come with a 60 day cash back guarantee so if you cannot make money within a month or so you can just get a refund and you are not out any money.
Last, make sure you dedicate yourself and you spend the amount of time you have to to make the money you need. When you get paid to take surveys you are going to feel better about yourself because you will have found a way to releive some stress and a new source of income that will still be there for you when you do go back to work.
Click Here to gain access to the Top Online Survey Network and start making money Today!
Click Here to gain access to the Top Online Survey Network and start making money Today!
First, let me tell you that some people have been making as much as $90 an hour and most of the average survey takers that I know make at least $60 - $80 a day for about 3 to 4 hours of work. This is pretty good considering the time and effort you will be putting in. Plus it will at least be enough to help you survive until you can get your job back or can find a new one.
Second, you need to know that if you decide to use a free paid to take survey network, then you will be missing out because these are the types of surveys that might give you a gift card if you are lucky. More likely they will enter you into a drawing for a cash prize with about a million other people. It will be about like playing the lottery.
Third, there is a better way and even though money is tight you need to invest the $40 to $75 to join a paid survey network that has surveys for you to take and pay cash. The best part it most of these networks come with a 60 day cash back guarantee so if you cannot make money within a month or so you can just get a refund and you are not out any money.
Last, make sure you dedicate yourself and you spend the amount of time you have to to make the money you need. When you get paid to take surveys you are going to feel better about yourself because you will have found a way to releive some stress and a new source of income that will still be there for you when you do go back to work.
Click Here to gain access to the Top Online Survey Network and start making money Today!
Click Here to gain access to the Top Online Survey Network and start making money Today!
Top 10 Gifts for Teens - Give the Gifts that Teens Want
Teens can be particularly hard to shop for and many people wonder what the top gifts for teens are. Having this type of list would make it a lot easier to shop for a birthday, Christmas or graduation gift for your favorite teen.
However, it's hard to come up with a list of gifts that ANY teen would like. The key to purchasing a good gift is to find something that fits that individual's personality. These are some of the most popular gift ideas for teens, but you need to draw from this list and decide what type of gift is best for the teen that you know.
Top 10 Gifts for Teens
1. Gift Cards. Yes, it seems like a bit of a cop-out and not particularly well thought out. But most teens won't care. It's great to be able to purchase your own gifts and gift cards allow teens to get exactly what they want. Another great thing about gift cards is that they can combine gift cards from different people to purchase a bigger-ticket item than they normally would be able to. Amazon gift cards are always a safe choice because they carry almost anything you could want.
2. Music and players. Teens love their music and these days, the mp3 players and iPods make it easy to carry music anywhere. Some media players are inexpensive and could make a great gift. Couple it with a gift card to the iTunes store to let the teen pick out the music they want to hear.
3. Video games. Video games and consoles are also popular gifts for teens. Make sure that you know which console the teen has before you purchase a game. Examples of consoles are Playstation 3, XBox 360 and Nintendo Wii.
4. Books. Books aren't just for nerds. There are plenty of books that are quite popular among teenagers. Just take a look at the Harry Potter and Twilight series. One good idea if you want to give a book is to choose a book that was particularly meaningful for you and write a note about why you chose that book. Teens are more sentimental than you might think.
5. Beauty supplies. Boys at this age are also concerned about their looks, so this category isn't just for girls. Be careful though about purchasing something that could hurt their feelings. For example, some teens would appreciate getting some help for their acne, while others would be embarrassed that you pointed it out.
6. Study aids. Many kids this age are looking towards college. This means getting good grades in school and high test scores. There are products that can help make this process easier, such as courses by the Princeton Review. Consider this for students that want to get into the top colleges.
7. Sporting goods. Whether they're into team sports or an at-home fitness routine, many teens enjoy items that can help them stay in shape. You can even make a gift basket including some workout clothes, videos, and resistance bands.
8. Musical instruments. What teen hasn't dreamed of being in a band and making it big? You can support their dreams by giving them a musical instrument to help them get started. Guitars, keyboards, and drums are usually popular choices.
9. Craft supplies. Teens tend to be creative and enjoy taking a DIY approach to many things so that they can have a true one of a kind item. This may involve sewing, scrapbooking, or painting, for example. Learn what your teen likes to do and purchase some supplies that go along with it.
10. Room décor. Teens like to spend time in their room, which means that they want it to be a comfortable space that reflects their personality. If they still have their Strawberry Shortcake curtains, it may be time to change to something a bit more modern.
Buying gifts for teens doesn't have to be a chore. Visit our site to view all of the most popular gifts for teens.
However, it's hard to come up with a list of gifts that ANY teen would like. The key to purchasing a good gift is to find something that fits that individual's personality. These are some of the most popular gift ideas for teens, but you need to draw from this list and decide what type of gift is best for the teen that you know.
Top 10 Gifts for Teens
1. Gift Cards. Yes, it seems like a bit of a cop-out and not particularly well thought out. But most teens won't care. It's great to be able to purchase your own gifts and gift cards allow teens to get exactly what they want. Another great thing about gift cards is that they can combine gift cards from different people to purchase a bigger-ticket item than they normally would be able to. Amazon gift cards are always a safe choice because they carry almost anything you could want.
2. Music and players. Teens love their music and these days, the mp3 players and iPods make it easy to carry music anywhere. Some media players are inexpensive and could make a great gift. Couple it with a gift card to the iTunes store to let the teen pick out the music they want to hear.
3. Video games. Video games and consoles are also popular gifts for teens. Make sure that you know which console the teen has before you purchase a game. Examples of consoles are Playstation 3, XBox 360 and Nintendo Wii.
4. Books. Books aren't just for nerds. There are plenty of books that are quite popular among teenagers. Just take a look at the Harry Potter and Twilight series. One good idea if you want to give a book is to choose a book that was particularly meaningful for you and write a note about why you chose that book. Teens are more sentimental than you might think.
5. Beauty supplies. Boys at this age are also concerned about their looks, so this category isn't just for girls. Be careful though about purchasing something that could hurt their feelings. For example, some teens would appreciate getting some help for their acne, while others would be embarrassed that you pointed it out.
6. Study aids. Many kids this age are looking towards college. This means getting good grades in school and high test scores. There are products that can help make this process easier, such as courses by the Princeton Review. Consider this for students that want to get into the top colleges.
7. Sporting goods. Whether they're into team sports or an at-home fitness routine, many teens enjoy items that can help them stay in shape. You can even make a gift basket including some workout clothes, videos, and resistance bands.
8. Musical instruments. What teen hasn't dreamed of being in a band and making it big? You can support their dreams by giving them a musical instrument to help them get started. Guitars, keyboards, and drums are usually popular choices.
9. Craft supplies. Teens tend to be creative and enjoy taking a DIY approach to many things so that they can have a true one of a kind item. This may involve sewing, scrapbooking, or painting, for example. Learn what your teen likes to do and purchase some supplies that go along with it.
10. Room décor. Teens like to spend time in their room, which means that they want it to be a comfortable space that reflects their personality. If they still have their Strawberry Shortcake curtains, it may be time to change to something a bit more modern.
Buying gifts for teens doesn't have to be a chore. Visit our site to view all of the most popular gifts for teens.
Top Holiday Gifts for Men - Give a Gift He Really Wants
Shopping for the top holiday gifts for men can be a bit of a hassle. When you walk into the store, the things that are labeled "gifts for men" are hardly worth your time - cheap aftershave, ugly ties, and watches. When you want to buy a gift for the man in your life, whether that's a husband, boyfriend, brother, or friend, you want something that they'll enjoy.
Of course, the real key to giving great gifts is to know the person you're buying for. I mean, really know them. If you understand their likes and dislikes, you're able to get a present that suits them.
Nonetheless, here are some gift category ideas to help you get started. Most of these gifts can be even more specific, so you can choose a category and then find something that they'll really like by digging a bit deeper.
Clothes. Whether he's preppy or punk rock, the clothes make the man. Many men hate shopping, and since everyone needs clothes, this can be a good buy. If you do decide on clothes, make sure that you choose something that really is his style. You don't want to choose something that is the style that you want him to be.
Music or related accessories. Most guys dig some type of music and you can be his hero if you find a rare CD of his favorite band. Alternatively, you may want to consider an mp3 player or high quality speakers if those are things that he doesn't already own. It gives him another way to enjoy his music.
Gadgets.The latest gadgets can be a big hit with men. These don't even have to be practical. They just need to do something cool. Look for something that can make his life easier in some way.
Hobby items. No matter what his hobby is, your man will appreciate getting a gift that's related to his hobby. The great thing about hobby related gifts is that they come in virtually any price range, so you can get an inexpensive token gift or splurge for something outstanding.
Gift cards. When all else fails, you can get a guy a gift card. One way to make this a bit more personal is to choose a gift card from his favorite place, such as a bookstore or a restaurant. Some people will appreciate this more than a general gift card. However, if you don't know what store he likes, an Amazon gift card could be the best gift because you can purchase almost anything on Amazon.
If you're still not sure what you want to give the man in your life, visit our gifts for men site, where you can browse some of the top holiday gifts for men.
Of course, the real key to giving great gifts is to know the person you're buying for. I mean, really know them. If you understand their likes and dislikes, you're able to get a present that suits them.
Nonetheless, here are some gift category ideas to help you get started. Most of these gifts can be even more specific, so you can choose a category and then find something that they'll really like by digging a bit deeper.
Clothes. Whether he's preppy or punk rock, the clothes make the man. Many men hate shopping, and since everyone needs clothes, this can be a good buy. If you do decide on clothes, make sure that you choose something that really is his style. You don't want to choose something that is the style that you want him to be.
Music or related accessories. Most guys dig some type of music and you can be his hero if you find a rare CD of his favorite band. Alternatively, you may want to consider an mp3 player or high quality speakers if those are things that he doesn't already own. It gives him another way to enjoy his music.
Gadgets.The latest gadgets can be a big hit with men. These don't even have to be practical. They just need to do something cool. Look for something that can make his life easier in some way.
Hobby items. No matter what his hobby is, your man will appreciate getting a gift that's related to his hobby. The great thing about hobby related gifts is that they come in virtually any price range, so you can get an inexpensive token gift or splurge for something outstanding.
Gift cards. When all else fails, you can get a guy a gift card. One way to make this a bit more personal is to choose a gift card from his favorite place, such as a bookstore or a restaurant. Some people will appreciate this more than a general gift card. However, if you don't know what store he likes, an Amazon gift card could be the best gift because you can purchase almost anything on Amazon.
If you're still not sure what you want to give the man in your life, visit our gifts for men site, where you can browse some of the top holiday gifts for men.
How to Check Gift Card Balance
Here is how to check your gift card balance. The first step is to read the information at the back of the card. Gift cards typically provide you at least one of the following ways to check your balance:
Call a Toll Free Number – This is the most popular way to check the balance on a gift card. Majority of gift cards have a toll free number at the back of the card for you to call to check your balance. You need to have your gift card number available, and in same cases, the pin or access number (you may have to scratch-off the protective covering to reveal the pin number).
Go Online - Some retailers allow you to check your gift card balance online, via the merchant’s website. The website address is typically provided on the back of the gift card. Just like with the phone verification, you need your gift card number, and in some cases, the pin or access number to check the balance on your gift card online.
In addition, if you are unsure about how to check your gift card balance, your best bet is to visit the website of the gift card issuer. They typically have instructions online about how to check your gift card balance.
Go to the Store - Some gift cards can only be verified at the store. The Home Depot gift card is an example. This can be a real inconvenience, especially if you do not have a store location close by. I still don’t understand why some stores only allow this option.
A note about online gift cards, also called e-gift certificates. Merchants that issue these online gift cards usually provide detail instructions on how to check your balance with the email that comes with the card information. Be sure to save that email as you may need it later to check your balance. If you deleted the email, contact the card issuer, via their website on how to get another copy of the email to check your balance (you can find that information from the gift card FAQs).
Kwame Kuadey is a gift card expert and runs a popular gift card blog. He has written many articles on topics like Gift Card Ideas, Bankruptcy and Gift Cards, and Gift Card Exchange. Kwame is CEO & Founder of GiftCardRescue.com , an online marketplace where visitors can buy and sell gift cards .
Tags: email, website address, merchants, inconvenience, gift certificates, toll free number, best bet, pin number, card issuer, home depot, gift cards
This article is free for republishing
Source: http://www.articlealley.com/article_731895_47.html
Call a Toll Free Number – This is the most popular way to check the balance on a gift card. Majority of gift cards have a toll free number at the back of the card for you to call to check your balance. You need to have your gift card number available, and in same cases, the pin or access number (you may have to scratch-off the protective covering to reveal the pin number).
Go Online - Some retailers allow you to check your gift card balance online, via the merchant’s website. The website address is typically provided on the back of the gift card. Just like with the phone verification, you need your gift card number, and in some cases, the pin or access number to check the balance on your gift card online.
In addition, if you are unsure about how to check your gift card balance, your best bet is to visit the website of the gift card issuer. They typically have instructions online about how to check your gift card balance.
Go to the Store - Some gift cards can only be verified at the store. The Home Depot gift card is an example. This can be a real inconvenience, especially if you do not have a store location close by. I still don’t understand why some stores only allow this option.
A note about online gift cards, also called e-gift certificates. Merchants that issue these online gift cards usually provide detail instructions on how to check your balance with the email that comes with the card information. Be sure to save that email as you may need it later to check your balance. If you deleted the email, contact the card issuer, via their website on how to get another copy of the email to check your balance (you can find that information from the gift card FAQs).
Kwame Kuadey is a gift card expert and runs a popular gift card blog. He has written many articles on topics like Gift Card Ideas, Bankruptcy and Gift Cards, and Gift Card Exchange. Kwame is CEO & Founder of GiftCardRescue.com , an online marketplace where visitors can buy and sell gift cards .
Tags: email, website address, merchants, inconvenience, gift certificates, toll free number, best bet, pin number, card issuer, home depot, gift cards
This article is free for republishing
Source: http://www.articlealley.com/article_731895_47.html
New Gift Card Scam Alert
If you watch the news or have an email-box, you've undoubtedly seen warnings about gift card scammers who are draining the value from gift cards that were displayed publicly in retail stores. Although these gift card scam warnings are widespread, this type of gift card scam is currently quite rare.
Gift card scams abound. Yet, ScamBusters.org, a public service website that has been helping people protect themselves from Internet scams since 1994, warns that it's the little-known gift card scams that are actually the biggest threats this holiday season. In fact, there are three little-known gift card scams involving online action sites that pose a much bigger risk to consumers.
We'll explain what these bigger threats are in a moment. But first, let's take a quick look at the email warnings making the rounds:
--- Begin Email ---
The crooks have found a way to rob you of your gift card balance. If you buy Gift Cards from a display rack that has various store cards you may become a victim of theft.
Crooks are now jotting down the card numbers in the store and then wait a few days and call to see how much of a balance THEY have on the card. Once they find the card is "activated," they go online and start shopping.
You may want to purchase your card from a customer service person, where they do not have the Gift Cards viewable to the public.
--- End Email ---
As it turns out, these email warnings are, in fact, true. Crooks CAN rob you of the money on a legitimate gift card that is purchased from the publicly-displayed rack of a retail store.
In fact, the National Retail Foundation recently confirmed this scam, and said: "Reports about a new gift card scam detailing how consumers could lose money from gift cards if criminals steal the card numbers from the back of the card are accurate but somewhat misleading."
However, experts agree that there are three other gift card scams that pose a much bigger danger this Christmas season:
- Online auction websites where scammers offer used, fraudulent and counterfeit gift cards for sale.
- Online auction websites where scammers use stolen credit cards to buy real gift cards they sell for cash.
- Websites (both online auction and other ecommerce and classified sites) where scammers overstate the value of authentic gift cards so that buyers get cards worth less than they expect.
In other words, auction gift card scams now pose a much bigger threat than what you've been hearing on the news about gift cards displayed on public racks in stores.
Fortunately, it is quite easy to protect yourself from all of these gift card scams. You can find eight simple recommendations from ScamBusters.org on how to protect yourself from any gift card scam here.
http://www.scambusters.org/giftcard.html
Audri G. Lanford is the Co-Director of ScamBusters.org, a public service website that has been helping people protect themselves from Internet scams since 1994. Subscribe free to ScamBusters.org free weekly newsletter: http://www.scambusters.org
Tags: email, few days, consumers, scammers, crooks, retail store, christmas season, holiday season, internet scams, criminals, retail stores, store cards, gift cards
This article is free for republishing
Source: http://www.articlealley.com/article_112454_15.html
Gift card scams abound. Yet, ScamBusters.org, a public service website that has been helping people protect themselves from Internet scams since 1994, warns that it's the little-known gift card scams that are actually the biggest threats this holiday season. In fact, there are three little-known gift card scams involving online action sites that pose a much bigger risk to consumers.
We'll explain what these bigger threats are in a moment. But first, let's take a quick look at the email warnings making the rounds:
--- Begin Email ---
The crooks have found a way to rob you of your gift card balance. If you buy Gift Cards from a display rack that has various store cards you may become a victim of theft.
Crooks are now jotting down the card numbers in the store and then wait a few days and call to see how much of a balance THEY have on the card. Once they find the card is "activated," they go online and start shopping.
You may want to purchase your card from a customer service person, where they do not have the Gift Cards viewable to the public.
--- End Email ---
As it turns out, these email warnings are, in fact, true. Crooks CAN rob you of the money on a legitimate gift card that is purchased from the publicly-displayed rack of a retail store.
In fact, the National Retail Foundation recently confirmed this scam, and said: "Reports about a new gift card scam detailing how consumers could lose money from gift cards if criminals steal the card numbers from the back of the card are accurate but somewhat misleading."
However, experts agree that there are three other gift card scams that pose a much bigger danger this Christmas season:
- Online auction websites where scammers offer used, fraudulent and counterfeit gift cards for sale.
- Online auction websites where scammers use stolen credit cards to buy real gift cards they sell for cash.
- Websites (both online auction and other ecommerce and classified sites) where scammers overstate the value of authentic gift cards so that buyers get cards worth less than they expect.
In other words, auction gift card scams now pose a much bigger threat than what you've been hearing on the news about gift cards displayed on public racks in stores.
Fortunately, it is quite easy to protect yourself from all of these gift card scams. You can find eight simple recommendations from ScamBusters.org on how to protect yourself from any gift card scam here.
http://www.scambusters.org/giftcard.html
Audri G. Lanford is the Co-Director of ScamBusters.org, a public service website that has been helping people protect themselves from Internet scams since 1994. Subscribe free to ScamBusters.org free weekly newsletter: http://www.scambusters.org
Tags: email, few days, consumers, scammers, crooks, retail store, christmas season, holiday season, internet scams, criminals, retail stores, store cards, gift cards
This article is free for republishing
Source: http://www.articlealley.com/article_112454_15.html
iTunes Gift Cards, the Perfect Present
Seeking a gift for the music afficianado who seems to already own every song you can imagine? Or are you trying to find a gift for that person whom you barely know? iTunes gift cards are an ideal solution, providing the most flexibility and allowing the recipient to get exactly the gift that he desires. The gift card allows the recipient to buy from a wide variety of choices, including music, videos, audio books, and television shows from the online iTunes Store. Please note that these gift cards are not usable for online Apple Store purchases.
Most everyone likes music, and even the sincerely devout music lover does not have every tune that he would like in his collection. Even if the person has literally every single song that has come out up to that point, there is always more music that will be produced and released, and the gift card can be used for that. No matter what kind of music the recipient prefers, whether it’s rock, country, hip hop, rap, jazz, classical, or any other style of music, this gift card will let the recipient find the perfect gift. A really nice feature of this gift is that instead of locking the gift into one album, this gift card basically is like giving selections from a wide variety of recordings.
How do you buy iTunes gift cards? You will get these at the online Apple Store or at Apple Retail stores; you can also find these gift cards at numerous retail stores in your neighborhood. The cards come in different value amounts, so you have the ability to find the right size present for that friend or loved one. When you buy the gift card, make sure you check the back of the card. There is an area that the recipient will need to scratch off to reveal the code so that the card can be used. If the code is already visible, do not buy that card. It is advisable that you turn that card in to the manager or a cashier.
To use the gift card, the recipient can start up iTunes on his computer and then go to the iTunes Store and select Redeem (in the upper right hand corner). The recipient will be able to use the card as desired. There’s no need to spend the whole amount all at once. The recipient of the gift card is able to set up an iTunes account without needing to provide a credit card number. The ability to choose the selections and ease of use of this card make it the ideal present.
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Source: http://www.articlealley.com/article_959969_45.html
Most everyone likes music, and even the sincerely devout music lover does not have every tune that he would like in his collection. Even if the person has literally every single song that has come out up to that point, there is always more music that will be produced and released, and the gift card can be used for that. No matter what kind of music the recipient prefers, whether it’s rock, country, hip hop, rap, jazz, classical, or any other style of music, this gift card will let the recipient find the perfect gift. A really nice feature of this gift is that instead of locking the gift into one album, this gift card basically is like giving selections from a wide variety of recordings.
How do you buy iTunes gift cards? You will get these at the online Apple Store or at Apple Retail stores; you can also find these gift cards at numerous retail stores in your neighborhood. The cards come in different value amounts, so you have the ability to find the right size present for that friend or loved one. When you buy the gift card, make sure you check the back of the card. There is an area that the recipient will need to scratch off to reveal the code so that the card can be used. If the code is already visible, do not buy that card. It is advisable that you turn that card in to the manager or a cashier.
To use the gift card, the recipient can start up iTunes on his computer and then go to the iTunes Store and select Redeem (in the upper right hand corner). The recipient will be able to use the card as desired. There’s no need to spend the whole amount all at once. The recipient of the gift card is able to set up an iTunes account without needing to provide a credit card number. The ability to choose the selections and ease of use of this card make it the ideal present.
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Source: http://www.articlealley.com/article_959969_45.html
Credit Card Rebates � What They Mean to You
With all the spending you do on a weekly basis, wouldn't it be great to get some of that cash back at the end of the year? With credit card rebates, you can do just that. Rebate credit cards offer you a percentage of your money back. So when you spend with your credit card you can be earning money. This is a great way to add to your end of year savings or to earn a little extra money for holiday shopping expenses.
How Rebate Credit Cards Work
When you sign up for a rebate credit card, you are agreeing to use the card according to the credit card agreement. While all agreements are different, the rebate credit card agreement will detail how much you have to spend to earn money on your purchases.
Most cards offer up to five percent cash back on your purchases. So check for the details in the contract. You may earn different amounts at different places. For example, some cards offer five percent cash back rebate when you use your rebate credit card at a grocery store, gas station, or drugstore. These daily purchases add up quickly and it is easy to earn rebates this way.
However, your purchases at other stores may only earn you one percent of your purchase price in rebates.
Restrictions
Again, many cards only offer their premium percentage rates on purchases made at specific locations. In addition, there may be a limit on how much your can earn. Credit card rebates may be limited to three hundred dollars or less in one year. Once you hit this limit in rebates, you will no longer be earning cash back when you use your card.
You may also have to pay an annual fee to use the card. Weigh the cost of this against how much you think you will actually earn back in credit card rebates to see if it is worth it. If you pay a fee that is over fifty dollars and you only think you can earn seventy-five dollars in rebates, the card may not be worth your time.
Keep in mind that the interest rate also plays a part in how much money you get back. It is very important to always pay your rebate credit card bill in full each month. If you don't, you will earn interest on the balance and pay the company much more than you get back at the end of the year.
Keeping Track of Rebates
Be sure that you keep track of your spending with these credit cards. Most companies offer an online service to let you see how much you have spent and how much you have earned. Take advantage of this service and stay on top of your monthly bills.
Tips to Earning More
Again, if your card offers a higher rate for spending at supermarkets, drugstores, or gas stations, use your card there primarily. You can also get the higher rate most of the time for purchasing merchant gift cards at the supermarket. So if you want to purchase something at a department store, buy a gift card at the supermarket to earn your higher rate and then shop with the gift card.
For more information on the best credit card rebates available, Robert Alan recommends that you visit CreditCardAssist.com
Tags: extra money, how much money, earning money, interest rate, grocery store, different places, fifty dollars, drugstore, gas station, five dollars, credit card agreement, holiday shopping, rebate credit cards, percentage rates
This article is free for republishing
Source: http://www.articlealley.com/article_63151_19.html
How Rebate Credit Cards Work
When you sign up for a rebate credit card, you are agreeing to use the card according to the credit card agreement. While all agreements are different, the rebate credit card agreement will detail how much you have to spend to earn money on your purchases.
Most cards offer up to five percent cash back on your purchases. So check for the details in the contract. You may earn different amounts at different places. For example, some cards offer five percent cash back rebate when you use your rebate credit card at a grocery store, gas station, or drugstore. These daily purchases add up quickly and it is easy to earn rebates this way.
However, your purchases at other stores may only earn you one percent of your purchase price in rebates.
Restrictions
Again, many cards only offer their premium percentage rates on purchases made at specific locations. In addition, there may be a limit on how much your can earn. Credit card rebates may be limited to three hundred dollars or less in one year. Once you hit this limit in rebates, you will no longer be earning cash back when you use your card.
You may also have to pay an annual fee to use the card. Weigh the cost of this against how much you think you will actually earn back in credit card rebates to see if it is worth it. If you pay a fee that is over fifty dollars and you only think you can earn seventy-five dollars in rebates, the card may not be worth your time.
Keep in mind that the interest rate also plays a part in how much money you get back. It is very important to always pay your rebate credit card bill in full each month. If you don't, you will earn interest on the balance and pay the company much more than you get back at the end of the year.
Keeping Track of Rebates
Be sure that you keep track of your spending with these credit cards. Most companies offer an online service to let you see how much you have spent and how much you have earned. Take advantage of this service and stay on top of your monthly bills.
Tips to Earning More
Again, if your card offers a higher rate for spending at supermarkets, drugstores, or gas stations, use your card there primarily. You can also get the higher rate most of the time for purchasing merchant gift cards at the supermarket. So if you want to purchase something at a department store, buy a gift card at the supermarket to earn your higher rate and then shop with the gift card.
For more information on the best credit card rebates available, Robert Alan recommends that you visit CreditCardAssist.com
Tags: extra money, how much money, earning money, interest rate, grocery store, different places, fifty dollars, drugstore, gas station, five dollars, credit card agreement, holiday shopping, rebate credit cards, percentage rates
This article is free for republishing
Source: http://www.articlealley.com/article_63151_19.html
Top 7 Best Shopping Tips
When it comes to shopping, we all want to be able to shop while saving money. If you are on a tight budget, and you have gifts to buy or grocery shopping to take care of, look into the top 7 best shopping tips that you could ever learn.
1. When buying a gift for someone else it is always a good idea to find out what they like or be safe and go with a nice $20 gift card.
2. Be a bargain shopper and buy a newspaper every weekend to find out what is on sale for that week.
3. Use as many coupons as you can possibly get, keep in mind some grocery stores will double or even triple coupons!
4. Make a list of what you need before going out on your shopping trip; this will help to save money.
5. Instead of paying full price, wait for items you have your eye to either go on sale or go on clearance. Patience will bring you more than what you expect.
6. When shopping online, makes sure that you search high and low to get the lowest price possible on certain items.
7. Check out online auction stores to do all of your online gift shopping. From here, you can bid on certain items and win them at a lower price.
Tags: patience, auction, coupons, grocery shopping, saving money, tight budget, grocery stores, best shopping, gift shopping, gift card
This article is free for republishing
Source: http://www.articlealley.com/article_876253_2.html
1. When buying a gift for someone else it is always a good idea to find out what they like or be safe and go with a nice $20 gift card.
2. Be a bargain shopper and buy a newspaper every weekend to find out what is on sale for that week.
3. Use as many coupons as you can possibly get, keep in mind some grocery stores will double or even triple coupons!
4. Make a list of what you need before going out on your shopping trip; this will help to save money.
5. Instead of paying full price, wait for items you have your eye to either go on sale or go on clearance. Patience will bring you more than what you expect.
6. When shopping online, makes sure that you search high and low to get the lowest price possible on certain items.
7. Check out online auction stores to do all of your online gift shopping. From here, you can bid on certain items and win them at a lower price.
Tags: patience, auction, coupons, grocery shopping, saving money, tight budget, grocery stores, best shopping, gift shopping, gift card
This article is free for republishing
Source: http://www.articlealley.com/article_876253_2.html
Buying Gift Cards: A Few Useful Tips
There's little doubt gift cards make good gifts. In fact, they may be the "perfect" gift. Why? Because, by giving a gift card, you allow someone to choose something that they actually want. No guessing. No mistakes. No bad gifts that get buried in the closet, never to be seen again. In the past several year gift cards have become a very acceptable and desired gift option.
However, not all gift cards are created equal. Some are actually much better than others. Because of their popularity (they are now one of the most-purchased gifts in the United States) gift cards are offered by hundreds of different retailers as well as credit card companies. It's very important that you take your time, read the fine print, and find out exactly what type of cards you're buying. Remember, several types of gift cards can actually "go bad" within just few months of purchase, so it's important to do your research and be careful.
Here are a few tips for buying gift cards will make everyone happy:
1. Watch out for expiration dates -- Some gift cards expire in as little as 6 months after purchase. Almost all cards issued by credit card companies have expiration dates. So no, they're not "as good as cash" like many people believe. It's becoming less and less common for retailers to issue gift cards with expiration dates, but it does still happen. If possible, avoid buying cards that must be used within a certain amount of time. And if you DO buy one be sure the person you give it to is well aware of that time limit!
2. Watch out for fees -- Be aware that a few companies sell gift cards that have "dormancy fees" that kick in after 6 months or so. These fees can reduce the value of a card by up to $5 per month. Make sure anyone you give these types of cards to is aware of this fee. There's nothing worse than going to a store and finding out your gift card is worth half of the face value due to dormancy fees.
2. Stick with established retailers -- It seems just about every little store and restaurant now offers some type of gift card or gift certificate. However, little stores and restaurants go out of business, have computer problems, get new ownership, and have all types of other problems that may keep them from honoring a gift card or certificate in the future. It's best to stick with the big, well-known, and well-established retailers. When you buy a gift card from your local "Best Buy" store, you can be certain it will be honored in the future -- not just in that store but in any of the hundreds of stores around the country.
Author Resource:- Jamie Clark is a researcher and writer for Gift-Cards-Guide.com. For more useful tips and news about gift cards be sure to visit: http://www.gift-card-guide.com/
Article From Article Press
However, not all gift cards are created equal. Some are actually much better than others. Because of their popularity (they are now one of the most-purchased gifts in the United States) gift cards are offered by hundreds of different retailers as well as credit card companies. It's very important that you take your time, read the fine print, and find out exactly what type of cards you're buying. Remember, several types of gift cards can actually "go bad" within just few months of purchase, so it's important to do your research and be careful.
Here are a few tips for buying gift cards will make everyone happy:
1. Watch out for expiration dates -- Some gift cards expire in as little as 6 months after purchase. Almost all cards issued by credit card companies have expiration dates. So no, they're not "as good as cash" like many people believe. It's becoming less and less common for retailers to issue gift cards with expiration dates, but it does still happen. If possible, avoid buying cards that must be used within a certain amount of time. And if you DO buy one be sure the person you give it to is well aware of that time limit!
2. Watch out for fees -- Be aware that a few companies sell gift cards that have "dormancy fees" that kick in after 6 months or so. These fees can reduce the value of a card by up to $5 per month. Make sure anyone you give these types of cards to is aware of this fee. There's nothing worse than going to a store and finding out your gift card is worth half of the face value due to dormancy fees.
2. Stick with established retailers -- It seems just about every little store and restaurant now offers some type of gift card or gift certificate. However, little stores and restaurants go out of business, have computer problems, get new ownership, and have all types of other problems that may keep them from honoring a gift card or certificate in the future. It's best to stick with the big, well-known, and well-established retailers. When you buy a gift card from your local "Best Buy" store, you can be certain it will be honored in the future -- not just in that store but in any of the hundreds of stores around the country.
Author Resource:- Jamie Clark is a researcher and writer for Gift-Cards-Guide.com. For more useful tips and news about gift cards be sure to visit: http://www.gift-card-guide.com/
Article From Article Press
Gift Cards The Gift is in the Card
They are a great gift for the person who has every or who is difficult to please. Retailers love them and they are a multi billion dollar industry. Gift cards have exploded onto the scene over the past number of years as a fast and convenient way to give a gift to someone. And most people love getting them since you always know that you will be getting something you really want.
Just how popular have gift cards become? Well numbers found from Statistics Canada showed that in 2003 about one third of all retailers were running a gift card program. Three years later that number had increased to around 82 of retailers that sold gift cards in their stores. And the biggest reason could be convenience.
If you have a teen who just got their driver’s license it is not exactly practical to wrap up a canister of gas as a present and you certainly are not going to give them your credit card. But you can very easily give them a gift card for $100. Or by giving a card that is good for a bus or train ticket you will not have to worry about travel dates since the card can be redeemed for a ticket at any time.
One of the most successful and popular types of gift cards to give someone is for coffee shops. These can be given to family, friends and co workers and really is the gift that keeps on giving with a little caffeine jolt every morning. Retailers like Star Bucks even lets you purchase another gift card for someone using the credits that are on your own card.
There are even gift card options that are geared specifically for the wealthy clientele. The Four Seasons hotel chain offers cards with denominations of $1,000 up to $5,000. And if that is not enough for you, you can contact the head office and arrange for a whopping $100,000 value gift card. For that amount of money will want to find a great gift card holder to put it in.
While gift cards remain convenient and popular there is a drawback in purchasing them and that is that unlike store merchandise, these cards never go on sale. For the recipient of the card, they can buy sale items and make their redemption money go further. But the person giving the card would not have the to opportunity to buy a higher priced item at a discounted price.
Another thing to consider is the store that the card you are giving is good for. Since a large portion of gift cards go unredeemed you will want to make sure that the person you are giving it to shops at or has a keen interest in that store. The last thing you want is to waste money on buying a card that will never be used.
Still gift cards can make a great present especially for those in your life that can be hard to buy for. And since many retailers issue them you can be sure to find one that’s right for the person on your list.
Author Resource:- Stefan Hyross writes for Gift Card Occasions that provides gift card holders for retail and commercial customers. Feel free to visit the site to view the full line of products that can help propel your gift card programs. http://www.giftcardoccasions.com/
Article From Article Press
Just how popular have gift cards become? Well numbers found from Statistics Canada showed that in 2003 about one third of all retailers were running a gift card program. Three years later that number had increased to around 82 of retailers that sold gift cards in their stores. And the biggest reason could be convenience.
If you have a teen who just got their driver’s license it is not exactly practical to wrap up a canister of gas as a present and you certainly are not going to give them your credit card. But you can very easily give them a gift card for $100. Or by giving a card that is good for a bus or train ticket you will not have to worry about travel dates since the card can be redeemed for a ticket at any time.
One of the most successful and popular types of gift cards to give someone is for coffee shops. These can be given to family, friends and co workers and really is the gift that keeps on giving with a little caffeine jolt every morning. Retailers like Star Bucks even lets you purchase another gift card for someone using the credits that are on your own card.
There are even gift card options that are geared specifically for the wealthy clientele. The Four Seasons hotel chain offers cards with denominations of $1,000 up to $5,000. And if that is not enough for you, you can contact the head office and arrange for a whopping $100,000 value gift card. For that amount of money will want to find a great gift card holder to put it in.
While gift cards remain convenient and popular there is a drawback in purchasing them and that is that unlike store merchandise, these cards never go on sale. For the recipient of the card, they can buy sale items and make their redemption money go further. But the person giving the card would not have the to opportunity to buy a higher priced item at a discounted price.
Another thing to consider is the store that the card you are giving is good for. Since a large portion of gift cards go unredeemed you will want to make sure that the person you are giving it to shops at or has a keen interest in that store. The last thing you want is to waste money on buying a card that will never be used.
Still gift cards can make a great present especially for those in your life that can be hard to buy for. And since many retailers issue them you can be sure to find one that’s right for the person on your list.
Author Resource:- Stefan Hyross writes for Gift Card Occasions that provides gift card holders for retail and commercial customers. Feel free to visit the site to view the full line of products that can help propel your gift card programs. http://www.giftcardoccasions.com/
Article From Article Press
Why business gift cards?
Nowadays, some merchant service providers are able to provide your business with the ability to create and sell custom gift cards. These custom gift cards are designed by the business owner and often depict your business logo or some other graphical representation of your business. The cards are used by consumers to make purchases at your establishment and consumers appreciate the flexibility they provide as they do not need to carry cash or credit cards to shop at your business. Custom gift cards are a relatively easy and affordable way to expand your brand awareness and customer loyalty.
Both customers and business owners benefit from custom gift cards. Most businesses enjoy custom gift cards because of the guaranteed revenue they generate – once someone purchases a gift card you are guaranteed the face value of the gift card regardless of whether or no it is every redeemed in the future. Furthermore, businesses which offer such cards are able to create strong customer loyalty, enhance their image, capture customer information and track their purchase history.
On the other hand, custom gift cards enable customers to enjoy dedicated customer service, purchase certain items in a safer manner without needing any cash, and make sure that their money is spent where the giver intended. It is clear that many people appreciate the benefits of such cards and their popularity is only going to rise.
Business gift cards represent a great way to increase your business revenue while building up a loyal customer base helping you enhance and streamline your relationship with your customers. Business gift cards are an easy solution for businesses to implement and at the same time a great gift for those who receive them. The implementation and service costs for custom business gift cards are very low compared with the value they add to your business.
These cards can be used by consumers to purchase any products or services you offer for sale in your establishment. They are a great replacement of outdated paper gift certificates. Business gift cards are similar to cash cards, the funds assigned to them being subtracted each time purchase is made. Some merchants choose to substitute a return policy with a store credit only policy and use custom gift cards to store such credit to be used at a future date. This is a good way to keep as much cash in the business as possible at all times.
The business gift card is a great way of rewarding your employees for their performance throughout the year and to thank your customers for doing business with you. These business gift cards are meant to meet your company’s needs of offering gifts and they will certainly be appreciated by the receivers.
Author Resource:- Do you want to expand your business’ payment acceptance capabilities? Are you looking for an affordable way to build brand awareness while simultaneously increasing profits? Your best options are our business gift cards which can be ordered online and which will certainly add value to your business. Check out our custom gift cards and you will definitely find a gift card program that suits your needs.
Article From Article Press
Both customers and business owners benefit from custom gift cards. Most businesses enjoy custom gift cards because of the guaranteed revenue they generate – once someone purchases a gift card you are guaranteed the face value of the gift card regardless of whether or no it is every redeemed in the future. Furthermore, businesses which offer such cards are able to create strong customer loyalty, enhance their image, capture customer information and track their purchase history.
On the other hand, custom gift cards enable customers to enjoy dedicated customer service, purchase certain items in a safer manner without needing any cash, and make sure that their money is spent where the giver intended. It is clear that many people appreciate the benefits of such cards and their popularity is only going to rise.
Business gift cards represent a great way to increase your business revenue while building up a loyal customer base helping you enhance and streamline your relationship with your customers. Business gift cards are an easy solution for businesses to implement and at the same time a great gift for those who receive them. The implementation and service costs for custom business gift cards are very low compared with the value they add to your business.
These cards can be used by consumers to purchase any products or services you offer for sale in your establishment. They are a great replacement of outdated paper gift certificates. Business gift cards are similar to cash cards, the funds assigned to them being subtracted each time purchase is made. Some merchants choose to substitute a return policy with a store credit only policy and use custom gift cards to store such credit to be used at a future date. This is a good way to keep as much cash in the business as possible at all times.
The business gift card is a great way of rewarding your employees for their performance throughout the year and to thank your customers for doing business with you. These business gift cards are meant to meet your company’s needs of offering gifts and they will certainly be appreciated by the receivers.
Author Resource:- Do you want to expand your business’ payment acceptance capabilities? Are you looking for an affordable way to build brand awareness while simultaneously increasing profits? Your best options are our business gift cards which can be ordered online and which will certainly add value to your business. Check out our custom gift cards and you will definitely find a gift card program that suits your needs.
Article From Article Press
A Buying Guide For Gift Cards
Gift cards are a great way to save money on purchases this is especially true if you buy merchandiser from the same stores all the time. These stores, on the other hand, while giving you savings on your purchases due to the gift card are nonetheless happy because they know that you will be spending your money with them instead of with other people. This makes gift cards sort of a win-win proposition for most people.
Then again, some people think that the disadvantage of gift cards is that they limit you to purchasing with one store. But if you really are predisposed to spending most of your money on one store, then that would not be a problem at all.
If you are looking to buy a gift card either for yourself or for others, then you need to follow a few pointers to avoid potential pitfalls to the use of gift cards. These tips will help you protect your interests and the interests of those you plan to give the gift cards to in the first place.
1. Gift Card Terms
The first thing you have to consider is the terms of the gift check. As with any purchase you always have to read the fine print before deciding on anything. The details on gift cards vary per store, and most stores have different promotions for their purchases.
Look at the details if it mentions anything about the expiry date of the gift card. This is very important as you could very well be purchasing a card that is close to expiry, or might be the expiry date comes across as too narrow for your liking.
Look at the special terms for purchases - are there any special provisions or requirements when you make a purchase? Is there a spending limit per day? What becomes of your credit if you are not able to fully use up a gift card?
You will have to consider all these things before purchasing the card. If you can create a matrix of differing cards for sale, then this will help you make better decisions, especially if you can create a list of pros and cons of each variant.
You should also look at how much you can save by the use of this card. You should be able to save a good amount of money from the use of gift cards. If you do not, then there is no use for you to be purchasing a gift card in the first place.
2. Your Store of Choice
When purchasing a card, make sure the store it is attached to is a store you are likely to visit. Or, if you are giving this card away as a gift, then you will have to find the store that appeals the person you are giving it to.
You dont want to get stuck with a card you will never end up using because the store attached to it offers nothing you are interested in anyway.
3. Place of Purchase
The best place to get legitimate gift cards are is the store itself. Ask the customers service representative where you can avail of gift cards. You could even ask if you could get them for a better price. Even if you do not get a discount, the question would not hurt. Also, if you do get the discount then it would be worth your while.
There are some that sell gift cards and such. Of course, there is an inherent risk with buying such cards. These cards could be stolen, forged, counterfeit, or expired. While these cards give you great savings many people buy such cards whenever possible they could also be a big headache if you purchase the wrong cards. While buying gift cards from other individuals isnt really illegal, you should still exercise caution when buying such cards.
4. Trusted sellers are a rarity nowadays
Of course, you still can find those that sell such cards at lower prices than even the participating stores do. Since stores do not return money for any unused gift cards, holders of these cards have no choice but to sell them to other individuals if they arent keen on using the gift cards themselves.
Author Resource:- For more great gift card related articles and resources check out http://getgiftcards.info
Article From Article Press
Then again, some people think that the disadvantage of gift cards is that they limit you to purchasing with one store. But if you really are predisposed to spending most of your money on one store, then that would not be a problem at all.
If you are looking to buy a gift card either for yourself or for others, then you need to follow a few pointers to avoid potential pitfalls to the use of gift cards. These tips will help you protect your interests and the interests of those you plan to give the gift cards to in the first place.
1. Gift Card Terms
The first thing you have to consider is the terms of the gift check. As with any purchase you always have to read the fine print before deciding on anything. The details on gift cards vary per store, and most stores have different promotions for their purchases.
Look at the details if it mentions anything about the expiry date of the gift card. This is very important as you could very well be purchasing a card that is close to expiry, or might be the expiry date comes across as too narrow for your liking.
Look at the special terms for purchases - are there any special provisions or requirements when you make a purchase? Is there a spending limit per day? What becomes of your credit if you are not able to fully use up a gift card?
You will have to consider all these things before purchasing the card. If you can create a matrix of differing cards for sale, then this will help you make better decisions, especially if you can create a list of pros and cons of each variant.
You should also look at how much you can save by the use of this card. You should be able to save a good amount of money from the use of gift cards. If you do not, then there is no use for you to be purchasing a gift card in the first place.
2. Your Store of Choice
When purchasing a card, make sure the store it is attached to is a store you are likely to visit. Or, if you are giving this card away as a gift, then you will have to find the store that appeals the person you are giving it to.
You dont want to get stuck with a card you will never end up using because the store attached to it offers nothing you are interested in anyway.
3. Place of Purchase
The best place to get legitimate gift cards are is the store itself. Ask the customers service representative where you can avail of gift cards. You could even ask if you could get them for a better price. Even if you do not get a discount, the question would not hurt. Also, if you do get the discount then it would be worth your while.
There are some that sell gift cards and such. Of course, there is an inherent risk with buying such cards. These cards could be stolen, forged, counterfeit, or expired. While these cards give you great savings many people buy such cards whenever possible they could also be a big headache if you purchase the wrong cards. While buying gift cards from other individuals isnt really illegal, you should still exercise caution when buying such cards.
4. Trusted sellers are a rarity nowadays
Of course, you still can find those that sell such cards at lower prices than even the participating stores do. Since stores do not return money for any unused gift cards, holders of these cards have no choice but to sell them to other individuals if they arent keen on using the gift cards themselves.
Author Resource:- For more great gift card related articles and resources check out http://getgiftcards.info
Article From Article Press
Buying Gift Cards: A Few Useful Tips
There's little doubt gift cards make good gifts. In fact, they may be the "perfect" gift. Why? Because, by giving a gift card, you allow someone to choose something that they actually want. No guessing. No mistakes. No bad gifts that get buried in the closet, never to be seen again. In the past several year gift cards have become a very acceptable and desired gift option.
However, not all gift cards are created equal. Some are actually much better than others. Because of their popularity (they are now one of the most-purchased gifts in the United States) gift cards are offered by hundreds of different retailers as well as credit card companies. It's very important that you take your time, read the fine print, and find out exactly what type of cards you're buying. Remember, several types of gift cards can actually "go bad" within just few months of purchase, so it's important to do your research and be careful.
Here are a few tips for buying gift cards will make everyone happy:
1. Watch out for expiration dates -- Some gift cards expire in as little as 6 months after purchase. Almost all cards issued by credit card companies have expiration dates. So no, they're not "as good as cash" like many people believe. It's becoming less and less common for retailers to issue gift cards with expiration dates, but it does still happen. If possible, avoid buying cards that must be used within a certain amount of time. And if you DO buy one be sure the person you give it to is well aware of that time limit!
2. Watch out for fees -- Be aware that a few companies sell gift cards that have "dormancy fees" that kick in after 6 months or so. These fees can reduce the value of a card by up to $5 per month. Make sure anyone you give these types of cards to is aware of this fee. There's nothing worse than going to a store and finding out your gift card is worth half of the face value due to dormancy fees.
2. Stick with established retailers -- It seems just about every little store and restaurant now offers some type of gift card or gift certificate. However, little stores and restaurants go out of business, have computer problems, get new ownership, and have all types of other problems that may keep them from honoring a gift card or certificate in the future. It's best to stick with the big, well-known, and well-established retailers. When you buy a gift card from your local "Best Buy" store, you can be certain it will be honored in the future -- not just in that store but in any of the hundreds of stores around the country.
Author Resource:- Jamie Clark is a researcher and writer for Gift-Cards-Guide.com. For more useful tips and news about gift cards be sure to visit: http://www.gift-card-guide.com/
Article From Article Press
However, not all gift cards are created equal. Some are actually much better than others. Because of their popularity (they are now one of the most-purchased gifts in the United States) gift cards are offered by hundreds of different retailers as well as credit card companies. It's very important that you take your time, read the fine print, and find out exactly what type of cards you're buying. Remember, several types of gift cards can actually "go bad" within just few months of purchase, so it's important to do your research and be careful.
Here are a few tips for buying gift cards will make everyone happy:
1. Watch out for expiration dates -- Some gift cards expire in as little as 6 months after purchase. Almost all cards issued by credit card companies have expiration dates. So no, they're not "as good as cash" like many people believe. It's becoming less and less common for retailers to issue gift cards with expiration dates, but it does still happen. If possible, avoid buying cards that must be used within a certain amount of time. And if you DO buy one be sure the person you give it to is well aware of that time limit!
2. Watch out for fees -- Be aware that a few companies sell gift cards that have "dormancy fees" that kick in after 6 months or so. These fees can reduce the value of a card by up to $5 per month. Make sure anyone you give these types of cards to is aware of this fee. There's nothing worse than going to a store and finding out your gift card is worth half of the face value due to dormancy fees.
2. Stick with established retailers -- It seems just about every little store and restaurant now offers some type of gift card or gift certificate. However, little stores and restaurants go out of business, have computer problems, get new ownership, and have all types of other problems that may keep them from honoring a gift card or certificate in the future. It's best to stick with the big, well-known, and well-established retailers. When you buy a gift card from your local "Best Buy" store, you can be certain it will be honored in the future -- not just in that store but in any of the hundreds of stores around the country.
Author Resource:- Jamie Clark is a researcher and writer for Gift-Cards-Guide.com. For more useful tips and news about gift cards be sure to visit: http://www.gift-card-guide.com/
Article From Article Press
Saturday, July 18, 2009
Your Guide To Choosing A Log Cabin Kit
Before you set out to look at log cabin kits, it's best to consider the intended use you wish to make after you build your own log cabin. A log cabin kit will enable you to create an exceptionally useful extra space in the garden, effectively adding an extra room to your house. Indeed, many people who actually build log cabins want to use them as an office, a workshop or gym, to carry out a craft or hobby - or simply have an extra place to store things.
The next thing to consider is which log cabin kit to choose and this depends on a number of factors including the size of building you need and the amount of space you have available. Only the smaller log cabin kits are really suited to assembly by the average DIY enthusiast, as the larger and more sophisticated structures will need to be erected by a trained building team using specialist tools and lifting equipment. Remember too that when you build your own log cabin you may also need to incorporate foundations, concrete bases and drainage.
In terms of design and style, you are sure to find a log cabin kit that is exactly right for your house and garden style, whether it's a traditional cottage style property or a modern urban-chic development. Most log cabin kits are offered with a broad range of decorative features and all kinds of accessories including shelving and storage. When you know how to build a log cabin you can have a roof overhang for additional shelter and shade, or a verandah or sun terrace - there are even log cabin kits designed for hot tubs.
Of course many people who build log cabins use them as holiday homes and the most luxurious are often built as residences but these are outside the scope of this article. However when you do build your own log cabin you will find that you could live in it - certainly for a short period of time, as it offers the same kind of comfort and security as a caravan. You could even install plumbing and electricity if you desired.
Most log cabin kits are supplied with robust and attractive materials and feature a mixture of closed and opening windows. In addition, once you've worked out how to build a log cabin you'll find that the more spacious log cabin kits provide plenty of headroom and elbow room inside, plus good access through commodious single or double doorways. Most doors and windows are lockable and you can easily add extra security.
When you've decided that you really can build a log cabin, look out for one that is made from FSC-approved, environmentally friendly timber, which is pressure treated to give all-weather protection against rot. Some log cabin kits have a pre-painted or dipped finish whilst others are supplied in a natural finish to paint or stain as you choose, enabling you to create an elegant feature that will give lasting enjoyment in every season.
Whether you go online or visit a local garden centre or log cabin kit specialist, you will find there is an exceptionally large choice of garden log cabin kits on the market to suit every requirement and every pocket. And remember that if you do decide to build your own log cabin you need to consider your present and future use because family activities change with time so the cheapest of the log cabin kits you see may not be the best buy in the long term.
Article Directory: http://www.everyonesarticles.com
Written by Les Renshaw
Build your own log cabin from a kit.
The next thing to consider is which log cabin kit to choose and this depends on a number of factors including the size of building you need and the amount of space you have available. Only the smaller log cabin kits are really suited to assembly by the average DIY enthusiast, as the larger and more sophisticated structures will need to be erected by a trained building team using specialist tools and lifting equipment. Remember too that when you build your own log cabin you may also need to incorporate foundations, concrete bases and drainage.
In terms of design and style, you are sure to find a log cabin kit that is exactly right for your house and garden style, whether it's a traditional cottage style property or a modern urban-chic development. Most log cabin kits are offered with a broad range of decorative features and all kinds of accessories including shelving and storage. When you know how to build a log cabin you can have a roof overhang for additional shelter and shade, or a verandah or sun terrace - there are even log cabin kits designed for hot tubs.
Of course many people who build log cabins use them as holiday homes and the most luxurious are often built as residences but these are outside the scope of this article. However when you do build your own log cabin you will find that you could live in it - certainly for a short period of time, as it offers the same kind of comfort and security as a caravan. You could even install plumbing and electricity if you desired.
Most log cabin kits are supplied with robust and attractive materials and feature a mixture of closed and opening windows. In addition, once you've worked out how to build a log cabin you'll find that the more spacious log cabin kits provide plenty of headroom and elbow room inside, plus good access through commodious single or double doorways. Most doors and windows are lockable and you can easily add extra security.
When you've decided that you really can build a log cabin, look out for one that is made from FSC-approved, environmentally friendly timber, which is pressure treated to give all-weather protection against rot. Some log cabin kits have a pre-painted or dipped finish whilst others are supplied in a natural finish to paint or stain as you choose, enabling you to create an elegant feature that will give lasting enjoyment in every season.
Whether you go online or visit a local garden centre or log cabin kit specialist, you will find there is an exceptionally large choice of garden log cabin kits on the market to suit every requirement and every pocket. And remember that if you do decide to build your own log cabin you need to consider your present and future use because family activities change with time so the cheapest of the log cabin kits you see may not be the best buy in the long term.
Article Directory: http://www.everyonesarticles.com
Written by Les Renshaw
Build your own log cabin from a kit.
Useful Tips for the Shuawap Real Estate Buyers
There are many people who are interested to purchase a home in Shuswap. It is really a pride to own a home in one of the most beautiful tourist hotspot. But there are many people who face difficulties at the time of and after investing in real estate at Shuswap. Hence, making an informed decision is essential to get long-term benefit out of the real estate.
What kind of community you should choose
Before selecting any Shuswap real estate it is essential to look for the community. Is it a rural, small town, suburban or city? The importance of selecting a community lies is the availability of recreational facilities and other options such as shopping malls, hospitals, schools, place of worship. If you are purchasing the real estate for a long period of time make sure there is prospect for development in the area. In future, your family may feel the necessity of some things that don’t seem essential today. It is also crucial to find out the public services available in that region. Again it is important that the place should have access to modern day necessities such as internet and telephone.
Transportation Facility is an Essential Criterion
The Shuswap real estate that you invest in should have access to other important places and nearby tourist spots. At least, the place should have nearby public transportation. If you have a vehicle, make sure that the house or apartment that you are buying should have a parking place. If the house you are buying is located in the town or city, you will face hardly any problem to communicate. But if it is situated in the outskirts of the town, there may be difficulties in this regard. However, if you can afford to drive a long way to reach the town, this option can be useful for you.
Check the Neighborhood
While purchasing a house, it is really vital to consider the families nearby. Before you select the house find out what king of neighbor you will be comfortable with. Again, the private and public property around the area should have been maintained properly. Enquire about the prices of the properties if they have fallen, risen or remained the same for last few years. Security is also another matter of consideration. Picture yourself in that place few years down the line by examining the various aspects of living in that area.
Look For the Kind of House Want to Buy
The house type should be selected carefully. For selecting the kind of Shuswap real estate you have to consider the number of members in your family. If you want to stay alone you can select a small house. There are other options like family, separated home, apartments, cabins, villas, etc. Some people opt for shared ownership of the Shuswap real estate. However, whether you are purchasing the house to reside with your family or alone, look for the amenities available with it. Moreover, the house should be convenient for your stay in Shuswap.
The above tips will help you make the best buy of Shuswap real estate.
Article Directory: http://www.everyonesarticles.com
To know more about Shuswap Real Estate in the Shuswap and Mara lakes region, please visit Shuswap real estate.
What kind of community you should choose
Before selecting any Shuswap real estate it is essential to look for the community. Is it a rural, small town, suburban or city? The importance of selecting a community lies is the availability of recreational facilities and other options such as shopping malls, hospitals, schools, place of worship. If you are purchasing the real estate for a long period of time make sure there is prospect for development in the area. In future, your family may feel the necessity of some things that don’t seem essential today. It is also crucial to find out the public services available in that region. Again it is important that the place should have access to modern day necessities such as internet and telephone.
Transportation Facility is an Essential Criterion
The Shuswap real estate that you invest in should have access to other important places and nearby tourist spots. At least, the place should have nearby public transportation. If you have a vehicle, make sure that the house or apartment that you are buying should have a parking place. If the house you are buying is located in the town or city, you will face hardly any problem to communicate. But if it is situated in the outskirts of the town, there may be difficulties in this regard. However, if you can afford to drive a long way to reach the town, this option can be useful for you.
Check the Neighborhood
While purchasing a house, it is really vital to consider the families nearby. Before you select the house find out what king of neighbor you will be comfortable with. Again, the private and public property around the area should have been maintained properly. Enquire about the prices of the properties if they have fallen, risen or remained the same for last few years. Security is also another matter of consideration. Picture yourself in that place few years down the line by examining the various aspects of living in that area.
Look For the Kind of House Want to Buy
The house type should be selected carefully. For selecting the kind of Shuswap real estate you have to consider the number of members in your family. If you want to stay alone you can select a small house. There are other options like family, separated home, apartments, cabins, villas, etc. Some people opt for shared ownership of the Shuswap real estate. However, whether you are purchasing the house to reside with your family or alone, look for the amenities available with it. Moreover, the house should be convenient for your stay in Shuswap.
The above tips will help you make the best buy of Shuswap real estate.
Article Directory: http://www.everyonesarticles.com
To know more about Shuswap Real Estate in the Shuswap and Mara lakes region, please visit Shuswap real estate.
ools To Make Value Flow To The Customer
The key to ensure value flow to the customer is the understanding of customer requirements. Understanding what they need and when it is required are essential to managing a proper flow.
Tools To Ensure Value Flow to the Customer
The entire process flow is considered and generally, the process starts with the customer order and ends with the product reaching the customer. Various tools like 5S, constraint management, level loading and lot size reduction can be used.
QFD can be used as a tool to achieve value for the customer.
5S
5S is most important in Lean deployment. It stands for Sort, Set in order, Shine, Standardize and Sustain. Each step is self-explanatory. Sorting is separating or classifying what is necessary and what is not. Those that are unnecessary should be eliminated.
The next step is to put the items into the correct place so that they are easily accessible. The workplace has to be cleaned and cleared of clutter to ensure safety.
Then it is necessary to standardize the cleaning-up process and to make a habit of sustaining a clean workplace.
Constraint Management
Constraints are the limitations of the process. They require special attention, as they determine how much output can be achieved from a process.
As such, sufficient resources should be provided to keep it running. Every unit supplied and produced should be of superior quality and operate as efficiently as possible.
Level Loading
Level loading is making a schedule that is stable and smooth, as well as receptive to market conditions. The aim is to make produce the same quantity every day.
Loaded schedule can be created by calculating the Takt time - the Takt time for each part and the sorting of the list by quantity and Takt time.
Pull System
The Pull System involves creating the product only when the need arises - and making it fast. Replacing items only when they are consumed controls the flow and quantity produced.
It requires the use of level loading and flexible processes.
Flexible Processes
Another factor is using the tools of flexible processes, which are lightweight and maneuverable and which can be quickly reconfigured to produce various items according to customer needs.
Lot Size Reduction
A lot size is the quantity ordered from the plant or supplier or the standard size of the production process. Larger lot sizes have the problem of waste, delayed feedback on defects, excessive inventory and obsolete inventory and so on. Lot size reduction to optimal levels for maximum benefits at least cost is the key.
These tools can be used to provide value to the customer, keeping in mind requirements as stated by customers. An ideal scenario would be: a customer places an order (pull), the factory has the resources to produce (level loading), processes are in place to create as ordered (flexible process) and the order is produced and provided or delivered to the customer according to their specifications.
The key to control value flow to the customer is the understanding of customer requirements. Understanding what they need and when it is mandatory are essential to managing a proper flow.
Tools To Ensure Value Flow to the Customer
The entire process flow is considered and generally, the summons starts with the customer order and ends with the product arrival the customer. Various tools like 5S, constraint management, level loading and lot size reduction can be used.
QFD can be used as a tool to achieve value for the customer.
5S
5S is most important in Lean deployment. It stand for Sort, Set in order, Shine, Standardize and Sustain. Each step is self-explanatory. Sorting is separating or classifying what is necessary and what is not. Those that are unneeded should be eliminated.
The next step is to put the items into the correct place so that they are easily accessible. The workplace has to be cleansed and cleared of clutter to ensure safety.
Then it is necessary to standardize the cleaning-up work and to make a habit of sustaining a clean workplace.
Constraint management
Constraints are the limitations of the process. They require special attention, as they determine how much output can be achieved from a process.
As such, sufficient resources should be provided to keep it running. Every unit supplied and produced should be of master quality and operate as efficiently as possible.
Level Loading
Level loading is fashioning a schedule that is horse barn and smooth, as well as receptive to securities industry conditions. The aim is to make produce the same quantity every day.
Loaded schedule can be created by calculating the Takt time - the Takt time for each part and the categorization of the list by quantity and Takt time.
Pull System
The Pull System involves creating the merchandise only when the need arises - and devising it fast. Replacing items only when they are consumed controls the flow and quantity produced.
It requires the use of level loading and flexible processes.
Flexible Processes
Another factor is using the tools of flexible processes, which are lightweight and maneuverable and which can be quickly reconfigured to give rise various items according to customer needs.
Lot Size Reduction
A lot size is the amount logical from the plant or supplier or the touchstone size of the production process. Larger lot sizes have the problem of waste, delayed feedback on defects, excessive inventory and obsolete inventory and so on. Lot size step-down to optimal levels for maximum benefits at least cost is the key.
These tools can be used to leave value to the customer, keeping in mind requirements as stated by customers. An ideal scenario would be: a customer places an order (pull), the manufactory has the resources to farm (level loading), processes are in place to create as ordered (flexible process) and the order is produced and provided or delivered to the customer according to their specifications.
.
Article Directory: http://www.everyonesarticles.com
About the Author (text)
Tony Jacowski is a quality analyst for The MBA Journal. Aveta Solution\'s Six Sigma Online ( www.sixsigmaonline.org ) offers online six
sigma training and certification classes for lean six sigma, black belts, green belts, and yellow belts.
Tools To Ensure Value Flow to the Customer
The entire process flow is considered and generally, the process starts with the customer order and ends with the product reaching the customer. Various tools like 5S, constraint management, level loading and lot size reduction can be used.
QFD can be used as a tool to achieve value for the customer.
5S
5S is most important in Lean deployment. It stands for Sort, Set in order, Shine, Standardize and Sustain. Each step is self-explanatory. Sorting is separating or classifying what is necessary and what is not. Those that are unnecessary should be eliminated.
The next step is to put the items into the correct place so that they are easily accessible. The workplace has to be cleaned and cleared of clutter to ensure safety.
Then it is necessary to standardize the cleaning-up process and to make a habit of sustaining a clean workplace.
Constraint Management
Constraints are the limitations of the process. They require special attention, as they determine how much output can be achieved from a process.
As such, sufficient resources should be provided to keep it running. Every unit supplied and produced should be of superior quality and operate as efficiently as possible.
Level Loading
Level loading is making a schedule that is stable and smooth, as well as receptive to market conditions. The aim is to make produce the same quantity every day.
Loaded schedule can be created by calculating the Takt time - the Takt time for each part and the sorting of the list by quantity and Takt time.
Pull System
The Pull System involves creating the product only when the need arises - and making it fast. Replacing items only when they are consumed controls the flow and quantity produced.
It requires the use of level loading and flexible processes.
Flexible Processes
Another factor is using the tools of flexible processes, which are lightweight and maneuverable and which can be quickly reconfigured to produce various items according to customer needs.
Lot Size Reduction
A lot size is the quantity ordered from the plant or supplier or the standard size of the production process. Larger lot sizes have the problem of waste, delayed feedback on defects, excessive inventory and obsolete inventory and so on. Lot size reduction to optimal levels for maximum benefits at least cost is the key.
These tools can be used to provide value to the customer, keeping in mind requirements as stated by customers. An ideal scenario would be: a customer places an order (pull), the factory has the resources to produce (level loading), processes are in place to create as ordered (flexible process) and the order is produced and provided or delivered to the customer according to their specifications.
The key to control value flow to the customer is the understanding of customer requirements. Understanding what they need and when it is mandatory are essential to managing a proper flow.
Tools To Ensure Value Flow to the Customer
The entire process flow is considered and generally, the summons starts with the customer order and ends with the product arrival the customer. Various tools like 5S, constraint management, level loading and lot size reduction can be used.
QFD can be used as a tool to achieve value for the customer.
5S
5S is most important in Lean deployment. It stand for Sort, Set in order, Shine, Standardize and Sustain. Each step is self-explanatory. Sorting is separating or classifying what is necessary and what is not. Those that are unneeded should be eliminated.
The next step is to put the items into the correct place so that they are easily accessible. The workplace has to be cleansed and cleared of clutter to ensure safety.
Then it is necessary to standardize the cleaning-up work and to make a habit of sustaining a clean workplace.
Constraint management
Constraints are the limitations of the process. They require special attention, as they determine how much output can be achieved from a process.
As such, sufficient resources should be provided to keep it running. Every unit supplied and produced should be of master quality and operate as efficiently as possible.
Level Loading
Level loading is fashioning a schedule that is horse barn and smooth, as well as receptive to securities industry conditions. The aim is to make produce the same quantity every day.
Loaded schedule can be created by calculating the Takt time - the Takt time for each part and the categorization of the list by quantity and Takt time.
Pull System
The Pull System involves creating the merchandise only when the need arises - and devising it fast. Replacing items only when they are consumed controls the flow and quantity produced.
It requires the use of level loading and flexible processes.
Flexible Processes
Another factor is using the tools of flexible processes, which are lightweight and maneuverable and which can be quickly reconfigured to give rise various items according to customer needs.
Lot Size Reduction
A lot size is the amount logical from the plant or supplier or the touchstone size of the production process. Larger lot sizes have the problem of waste, delayed feedback on defects, excessive inventory and obsolete inventory and so on. Lot size step-down to optimal levels for maximum benefits at least cost is the key.
These tools can be used to leave value to the customer, keeping in mind requirements as stated by customers. An ideal scenario would be: a customer places an order (pull), the manufactory has the resources to farm (level loading), processes are in place to create as ordered (flexible process) and the order is produced and provided or delivered to the customer according to their specifications.
.
Article Directory: http://www.everyonesarticles.com
About the Author (text)
Tony Jacowski is a quality analyst for The MBA Journal. Aveta Solution\'s Six Sigma Online ( www.sixsigmaonline.org ) offers online six
sigma training and certification classes for lean six sigma, black belts, green belts, and yellow belts.
Homes for sale
After you have decided to sell your home, there are several factors that really influence your home for sale. You might have listed your home with numerous agents but it is still difficult for you to find a perfect buyer for your home. Majority of people do not even know where the exactly the problem lies. Well keeping recession period in mind, one has to be very careful while selling his home. To close a perfect deal and sell your house to the best buyer, you should keep in mind the following few important things.
- To begin with, always keep in mind, prices rule the market. If more than a month's time has elapsed since you put your home on sale, then you need to adjust the price for your home. In today's circumstances, buyers are quite learned and alert and know a lot about the present market conditions. If they feel that your home is overpriced, they will surely not waste their time and efforts.
- Location is other basic factor to be considered along with the price. The rule usually followed is better the location, higher the price as location and price are interrelated. But if your home is in a gorgeous country like Costa Rica, you will get the projected value for your home that is on sale. People are getting fascinated by this beautiful country and would love to live and invest in this paradise, as a result of which the real-estate industry is booming in Costa Rice.
- If your home for sale is priced intelligently and viably, you will get the right kind of buyers. Be aware of the existing market conditions before you set a price for your home for sale. The prices for your homes should divulge the value of your home for sale.
- Be prepared to sell your old fashioned home at a lower price as people these days prefer modern and stylish homes. Make it a point, that your home for sale should look good. The interiors as well as the exteriors need to be renovated. You can get it painted and if feasible restructure it a little so that it has modern external looks. To give a modern look to your home, you have to change the old carpets and furniture with new contemporary furniture. Now you can be confident enough to please the buyer with modern home for sale.
- The pictures of your home for sale are springboard for impressing the right buyer so check what kind of pictures the realtor has taken of your home. Pictures endorse your home and thus should be striking and bright to satisfy the buyer. So be careful when you allow some pictures of your home for advertising it for sale.
This way, you will definately get the projected value for your home for sale as these tips will attract the right kind of buyer. Residing in Costa Rica is a dream of millions so you should not be worried if you planning to sell your home!
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Get helpful tips about homes for sale at homes for sale Know more about how to sell your home and get expected value at encuentra24.com
- To begin with, always keep in mind, prices rule the market. If more than a month's time has elapsed since you put your home on sale, then you need to adjust the price for your home. In today's circumstances, buyers are quite learned and alert and know a lot about the present market conditions. If they feel that your home is overpriced, they will surely not waste their time and efforts.
- Location is other basic factor to be considered along with the price. The rule usually followed is better the location, higher the price as location and price are interrelated. But if your home is in a gorgeous country like Costa Rica, you will get the projected value for your home that is on sale. People are getting fascinated by this beautiful country and would love to live and invest in this paradise, as a result of which the real-estate industry is booming in Costa Rice.
- If your home for sale is priced intelligently and viably, you will get the right kind of buyers. Be aware of the existing market conditions before you set a price for your home for sale. The prices for your homes should divulge the value of your home for sale.
- Be prepared to sell your old fashioned home at a lower price as people these days prefer modern and stylish homes. Make it a point, that your home for sale should look good. The interiors as well as the exteriors need to be renovated. You can get it painted and if feasible restructure it a little so that it has modern external looks. To give a modern look to your home, you have to change the old carpets and furniture with new contemporary furniture. Now you can be confident enough to please the buyer with modern home for sale.
- The pictures of your home for sale are springboard for impressing the right buyer so check what kind of pictures the realtor has taken of your home. Pictures endorse your home and thus should be striking and bright to satisfy the buyer. So be careful when you allow some pictures of your home for advertising it for sale.
This way, you will definately get the projected value for your home for sale as these tips will attract the right kind of buyer. Residing in Costa Rica is a dream of millions so you should not be worried if you planning to sell your home!
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Get helpful tips about homes for sale at homes for sale Know more about how to sell your home and get expected value at encuentra24.com
Guide to buying a Perfect Boat
Those of you who have the money and plan to keep one boat forever, should buy it new. If you happen to be on a budget and skeptical about owning a boat, you should buy it used.
Buying used is great for some, although it isn't always the most glamorous decision. The oceans and lakes are filled with boaters who are far wealthier than most. Many boaters go well beyond their means and finance their boats at extreme levels.
The fact is that there are enormous economic advantages and reliability when buying a boat that had previously been tested. A ship that was used for a few years, was beaten by the waves around. If something is bad, everything may break.
The economy has even more meaning. Take the example of a ship's largest customers. More than 90% of all vessels with more than 30 feet will be sold each year. And here we speak of vessels of up to ten times the value of the type of input from Runabout. Join the experts of the owners of ships, the value when they see boats are very valuable. Let me explain why.
Say that the new outboard motor driven two twenty foot Runabout can get it for $ 40,000 from the box. A comparable model sold for four years is $ 20,000. There is a great difference of $ 20,000. And for all that they are poorly utilized by twenty thousand to cover the cost of repairing the problems in several steps. And the highest price, the greater will be the new or used price difference is.
And to remember that part of what you need for a new luxury ship dealer showrooms as well as its advantages.
Closed-vs. Water Cooling Systems This raw water is used for each type of energy on board. This election is so simple.
* If you live in sea water, closed cooling system should be considered mandatory. The seawater is the same engine to be salt on the roads in winter for your vehicle. Corrosion and sometimes very quickly damaged.
* If you are in fresh water, no need for a cooling system is closed and there are no additional costs to pay.
Outboard motors is vertically above the drive. If the engine stops, all water flows by gravity, so that the corrosion is not the same problem as on board with or without common cooling closed.
When it comes to the quality and character of separation from knowing what's what, is not an easy task. Of the other is a way to get information. Try a trip to the marina or launch ramp, on Saturday and begin to ask questions. But be sure that most boaters take personally the boat. Many are reluctant to match the ship is not all as it should be. Provided you know everything, many people are reluctant to admit a mistake.
The price is another important part of the equation. In general, I repeat, usually higher prices indicate a high quality. The problem is that with a new ship, it is difficult to prove that the claims of the quality really effect until it has been tested.
So, once the loop is completed, that the ship is considered in general, is the best buy. A tested, so if you have problems, at least you have the opportunity to address the problems of the investigation.
What are the "experts"? Can you send an expert to you? When it comes to small boats, probably not. The fact is that no money in small boats for the inspectors to be very few who try, even in the construction of a large amount of information on small boats. In addition, there are too many of them.
Manufacturer ships come and go often. Some are not of very good quality, or even the ability to have a good service. Therefore, the risk is not all that much to buy a boat, new or used. Of course, we recommend you for the purchase of ships, which first investigated.
Article Directory: http://www.everyonesarticles.com
Boat Covers Pro tops and boat covers for fishing boats. Quality semi-, custom boat covers and accessories.
Buying used is great for some, although it isn't always the most glamorous decision. The oceans and lakes are filled with boaters who are far wealthier than most. Many boaters go well beyond their means and finance their boats at extreme levels.
The fact is that there are enormous economic advantages and reliability when buying a boat that had previously been tested. A ship that was used for a few years, was beaten by the waves around. If something is bad, everything may break.
The economy has even more meaning. Take the example of a ship's largest customers. More than 90% of all vessels with more than 30 feet will be sold each year. And here we speak of vessels of up to ten times the value of the type of input from Runabout. Join the experts of the owners of ships, the value when they see boats are very valuable. Let me explain why.
Say that the new outboard motor driven two twenty foot Runabout can get it for $ 40,000 from the box. A comparable model sold for four years is $ 20,000. There is a great difference of $ 20,000. And for all that they are poorly utilized by twenty thousand to cover the cost of repairing the problems in several steps. And the highest price, the greater will be the new or used price difference is.
And to remember that part of what you need for a new luxury ship dealer showrooms as well as its advantages.
Closed-vs. Water Cooling Systems This raw water is used for each type of energy on board. This election is so simple.
* If you live in sea water, closed cooling system should be considered mandatory. The seawater is the same engine to be salt on the roads in winter for your vehicle. Corrosion and sometimes very quickly damaged.
* If you are in fresh water, no need for a cooling system is closed and there are no additional costs to pay.
Outboard motors is vertically above the drive. If the engine stops, all water flows by gravity, so that the corrosion is not the same problem as on board with or without common cooling closed.
When it comes to the quality and character of separation from knowing what's what, is not an easy task. Of the other is a way to get information. Try a trip to the marina or launch ramp, on Saturday and begin to ask questions. But be sure that most boaters take personally the boat. Many are reluctant to match the ship is not all as it should be. Provided you know everything, many people are reluctant to admit a mistake.
The price is another important part of the equation. In general, I repeat, usually higher prices indicate a high quality. The problem is that with a new ship, it is difficult to prove that the claims of the quality really effect until it has been tested.
So, once the loop is completed, that the ship is considered in general, is the best buy. A tested, so if you have problems, at least you have the opportunity to address the problems of the investigation.
What are the "experts"? Can you send an expert to you? When it comes to small boats, probably not. The fact is that no money in small boats for the inspectors to be very few who try, even in the construction of a large amount of information on small boats. In addition, there are too many of them.
Manufacturer ships come and go often. Some are not of very good quality, or even the ability to have a good service. Therefore, the risk is not all that much to buy a boat, new or used. Of course, we recommend you for the purchase of ships, which first investigated.
Article Directory: http://www.everyonesarticles.com
Boat Covers Pro tops and boat covers for fishing boats. Quality semi-, custom boat covers and accessories.
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